The bank identity statement (RIB : "Relevé d'identité Bancaire" in french) is a document bringing together the various information concerning a given bank account.
The RIB contains several useful information:
- Name and first name or company name of the holder.
- The account identifier: bank code (5 digits) + branch code (5 digits) + account number (11 digits) + RIB key (2 digits).
- The name of the establishment and the counter taking the account.
It also contains:
- The IBAN code.
- The BIC code.
RIBs are issued by banks:
- When opening an account.
- Each time you get a checkbook (the RIB is located inside the checkbook).
- On your account statement.
- At the counter of your bank where your account is registered.
It is also possible to retrieve a RIB at the ATM of your bank or by connecting to your internet banking service when the service is activated.
Using the RIB
A RIB will be requested by your employer for the payment of wages. Some organizations that have to pay you money will also ask for a RIB.
The RIB also automates payments by having you automatically withdraw the money from your account.